Working in the Michigan Medicare supplement arena, we are a huge fan of the Michigan Medicare Supplement High Deductible Plan F.
While the most popular plan within our agency is Plan G, Plan F sells quite a bit. In a nutshell, Plan F is the Cadillac plan that covers everything. High deductible F is the regular plan F, however just with a deductible of $2110.00 (2013).
After you pay your deductible of $2110.00, your plan turns into a regular Plan F.
Now what makes these policies really different is the premium. In Michigan depending on the zip code of the consumer, the difference in premium between a regular Plan F and High F could be over $100/month. We have seen seniors in the “big three” counties (Wayne, Macomb, Oakland) paying as little as $50.00 a month for a high deductible F plan (price could change based on the health of the consumer).
For a healthy senior in Michigan who can affordable the deductible ($2110.00), the Michigan Medicare Supplement High Deductible Plan F is a great plan. Contact us to learn more, or by phone at 586-604-9669.